FREE ONTARIO MORTGAGE TOOLS
Run the numbers before they run you.
Plan a purchase, compare a renewal, calculate a refinance break-even point, estimate closing costs, or price a bridge loan. Every answer updates as you type.
Mortgage payment calculator
Estimate your payment using Canadian semi-annual interest compounding.
Estimated monthly housing cost
$4,373
Mortgage payment$3,848
Base mortgage$675,000
Insurance premium$20,925
Minimum down-payment shortfall$0
Total financed$695,925
Review my real optionsPlanning estimate only. Results are not a rate quote, approval, financial advice, or commitment to lend. Actual qualification, insurance, taxes, fees, and payments depend on the lender, property, borrower, insurer, and lawyer.
Planning estimates only. Mortgage, insurance, qualification, land-transfer-tax, and lender rules can change. Confirm the final figures that apply to your transaction before making a financial decision.











